A new approach to
release home equity.
reslia is the marketplace platform that enables homeowners to utilise their valuable equity.
Unlock your home equity.
Residential Real Estate. Liquid.
Release of a variable percentage of home equity of home owners of all ages that has previously not been possible due to the illiquidity of residential real estate.
Prosperity For All.
Enables home owners of all ages, and not just those aged 60 or older, to better utilise their home equity.
Valued Fairly.
Releases home equity at market valuation (which may be discounted due to supply and demand of the instrument).
Security.
Homeowners continue to have the full protection of property law afforded to them as the registered owners of the property does not change.
Affordable.
Transactions costs for the homeowner to list and transact on the marketplace are similar when compared to alternatives such as using traditional real estate agents.
No Restrictions.
Homeowners enjoy full use of the property including occupation, rent, income generating activities, easements and profits á prende.
Simplified.
Homeowners do not have to sell the property to an investor and lease back the property as is the case with a sale-leaseback arrangement.
Interest Free Funds? Yes.
There is no requirement for the homeowner to pay interest on funds released.
Indefinite Ownership.
By ‘rolling over’ the instrument, it allows vendors, or heirs to the vendor, to continue living in the property or own the property indefinitely without having to make a forced sale as they would otherwise have to with a reverse mortgage or home reversion product.
Affordable residential real estate exposure.
Simplified Real Estate Investment.
Enables purchasers to make a passive investment in residential real estate without the expense of outgoings normally associated with residential real estate ownership.
Aligned Interests.
Reduces moral hazard for the purchaser by limiting the maximum allowable sell percentage to (just under) 50% of the present, discounted, ‘clear equity’ value of the home thus ensuring homeowner interests and purchaser interests are aligned.
Accessible Prestigious Real Estate.
Provides purchasers with investment exposure to ‘blue-chip’ residential real estate that would otherwise be unobtainable due to being priced out of the market.
Low Barrier To Entry.
Enables purchasers to gain an exposure to residential real estate with a lower level of investment.
Risk. Diversified.
Enables purchasers to diversify and de-risk their investment in residential real estate across multiple properties across multiple geographic regions compared to having their investment wholly tied up in a single property.
Security.
Provides security for purchasers knowing their instrument is protected by a mortgage and caveat.
Certainty.
Provides certainty that invested funds are returned to the purchaser at the expiration of the instrument at market value.
Resell On The Marketplace.
Need to divest your interest? Simple. List it on the marketplace to novate your contract once a purchaser is found.